Florida Medical Malpractice Liability Insurance - Best Costs and Rates

Do you need to have Florida medical malpractice liability insurance? If you practice some type of medicine and live somewhere in Florida (be it Jacksonville or Orlando), then the answer is almost always yes. Medical malpractice liability insurance is necessary not only to protect you from claims by former or current patients but also to work in the state of Florida (unless you are the rare exception with other assets that qualify).

Whether by an unintentional act, error, or omission, as a medical health professional you can be sued for medical professional negligence. This is why Florida medical malpractice insurance is critical to your financial livelihood. In addition to compensatory damages, including time lost at work or medical expenses, there are also punitive damages potentially to be concerned about. Medical malpractice liability insurance in Florida can protect you from these type of claims if you are involved in a lawsuit.

Each year, hundreds of thousands of deaths are thought to occur in hospitals which were preventable. This translates to a massive need for medical professionals in Florida to have medical malpractice liability insurance. While certainly not all deaths or injuries resulting from negligence will result in lawsuits, inevitably some will. Even if you are entirely innocent of the charges, the medical malpractice lawyer fees are immense and alone may justify the insurance.

There are things that doctors in cities such as Miami or Tampa can do to lower their medical malpractice liability premiums, which is another topic entirely. There are many Florida medical malpractice insurance carriers out there and plenty of time needs to be spent researching them before choosing a provider.